ServiceMaster Fire and Water Cleanup

Most business property insurance covers 100% of damage caused by fire or fire suppression materials. Business insurance property policies pay losses based on the actual cash value (ACV) of the damaged property. The actual cash value is typically calculated by subtracting a property's accumulated depreciation from its replacement cost. When considering insurance, it’s important to know if you have the right amount of coverage, and if so, what the limits of your policy are. Don’t assume you’re adequately covered for a fire. You should understand your policy before you're exposed to a fire damage event.

1. When experiencing a commercial fire and smoke damage, you will want to contact your insurance company as soon as possible to notify them of the loss and file a claim. You will be assigned a claims adjuster and be informed of your policy limits, what is covered, what is excluded, your deductible and any other information that might be needed.
2. Depending upon the type of policy you have, you may have to submit specific information to your insurance company.
3. Insurance payment processes will differ depending on the type of loss you have. For a small loss, your insurer may simply write you a check. For a larger loss, your insurer may advance some of the costs needed to rebuild or repair your business throughout the process. It's important to ask your claims adjuster how the payment process will occur in your situation, and more importantly, to get that in writing.

ServiceMaster Fire & Water Damage Cleanup Services provides professional pack-out services for equipment, documents, furniture, electronics, and art. We can move your content to our warehouse facility where your contents will undergo an evaluation, cleaning, cataloging, and packaging in preparation for your contents return.

We can also move your smoke-damaged goods to a storage area in your facility to undergo cleaning. Once the affected property is fully restored, ServiceMaster Fire & Water Damage Cleanup Services will return the items.

ServiceMaster Fire & Water Damage Cleanup Services provides restoration services for inventory and work equipment after fire and smoke damage.

ServiceMaster Fire & Water Damage Cleanup Services’ main goal is to get your commercial property up-and-running as soon as possible. We aim to minimize business interruption. In many cases, a business can continue running in some capacity while we do our commercial fire damage restoration work. The time period for the cleanup and restoration will depend on the severity of the fire and smoke damage.